A Singhal & Associates is a four-partner chartered accountancy firm based in Gwalior, with a branch office in Bhind — handling GST, income tax, and bookkeeping for businesses and individuals, alongside statutory and concurrent audits of public sector banks and government bodies.
A local practice built around ledger-level accuracy.
Every engagement starts from source documents — bank statements, GST returns, Tally exports — reconciled before a single figure goes into a filing. Clients range from salaried and trading individuals to proprietorships and partnership firms.
We also prepare the paperwork businesses need beyond the return itself: bank loan project reports, GST registration and revocation matters, and correspondence with departments and institutions.
Four partners and an empanelled chartered accountant, across our Gwalior and Bhind offices.
B.Com, LLB, FCA, DISA (ICAI)
Practicing since 2001, Gwalior.
B.Com, FCA
Practicing since 2010, Bhind. With the firm since December 2018.
B.Com, ACA
Practicing since 2021. With the firm since December 2021.
B.Com, ACA
With the firm since April 2026.
Paid assistant: CA Sripriya Palod (B.Com, ACA). Our offices are staffed with experienced professional support and a full-time chartered accountant on hand.
Beyond the practice, a record of statutory, institutional, and civic roles held by our partners.
Experience of statutory audits of public and private companies, and statutory and concurrent bank audits of public sector banks.
Served as Independent Director on the Board of Bank of Baroda, December 2021 to December 2024.
Served as Independent Director at this Government of India enterprise under the Ministry of Petroleum, August 2018 to July 2021.
Served as Chairman of the Gwalior Branch of the Institute of Chartered Accountants of India.
Appointed Executive Council Member of Barkatullah University, Bhopal, by the Governor of Madhya Pradesh, in 2017.
Executive Member, MP Chamber of Commerce & Industry. Past President, Rotary Club Gwalior Midtown, and Assistant Governor, Rotary District 3053 (2020–21).
Statutory, concurrent, and IS/revenue audit engagements carried out since 2001.
Branches audited span Madhya Pradesh, Uttar Pradesh, Rajasthan, Telangana and Maharashtra, across statutory, concurrent, and IS/revenue audit mandates.
Nagar Nigam Firozabad, Nagar Palika Jhansi, Nagar Parishad Jhundpura & Sabalgarh; Jila Panchayat Gwalior & Dhar; Gram Panchayat Mehgaon; NREGS scheme audits, Sheopur district.
DCCB Datia & Shivpuri, Agra Development Authority, M.P. Electricity Board Jabalpur, Cent Bank Home Finance (Gwalior) internal audit.
Tax audit of Krishi Upaj Mandi Samities (Gwalior region), forest samities (Datia, Betul, Tikamgarh), Jila & Janpad Panchayats, and military organisations; financial-investigation empanelment with IndusInd Bank and BOB Cards.
Placeholder gallery — swap each tile below for your own photo before publishing.
Each engagement is scoped to the client's filings, records, and deadlines.
GSTR-1 and GSTR-3B preparation and filing, registration and revocation matters, export invoicing under LUT, and reconciliation against GSTR-2A/2B.
ITR preparation for salaried individuals, traders, and presumptive-scheme businesses under Section 44AD, built into audit-ready working papers.
Bank statement extraction and categorisation, capital accounts, and month-wise ledgers, reconciled to the account's own closing balance.
Balance sheets, profit & loss accounts, schedules and notes for proprietorships and partnership firms, per the ICAI Guidance Note.
Bank loan and cash-credit project reports — promoter profile, approvals, cost estimates, and repayment schedules.
Departmental applications, empanelment letters, and clarification correspondence as they arise for a client's business.
12A and 80G registration and renewal, Form 10B/10BB audit reports, trust deed and society bye-law compliance, and annual filings for trusts, samitis, and societies.
Response to income tax notices, scrutiny assessment proceedings, and coordination on ongoing IT cases before the department.
Official portals we use daily, short explainers on common topics, and dated compliance updates.
Non-audit individuals: 31 July 2026 (over). Accounts requiring tax audit (Sec. 44AB): 31 October 2026. Cases requiring a transfer pricing audit: 30 November 2026. Belated/revised return: 31 December 2026. No extension notified as of this update — confirm on the e-filing portal closer to each date.
GSTR-1: 11th of the following month (monthly filers) or per the QRMP quarterly schedule. GSTR-3B: 20th of the following month for turnover above ₹5 crore, staggered dates under QRMP. GSTR-9/9C annual return: by 31 December following the financial year end.
ICAI's recommendatory format for the Balance Sheet, P&L, schedules and notes of non-corporate entities (proprietorships, partnerships, HUFs, trusts, societies) applies from FY 2024-25 onwards, except where another regulator prescribes its own format (e.g. RBI for cooperative banks).
Regulatory updates and short reads worth knowing about — replace these with your own dated posts as they come up.
Non-audit individuals: 31 July 2026 (over). Accounts requiring tax audit: 31 October 2026. Transfer pricing audit cases: 30 November 2026. Belated/revised return: 31 December 2026.
Read moreGSTR-1 by the 11th of the following month (or per QRMP). GSTR-3B by the 20th for turnover above ₹5 crore, staggered under QRMP. GSTR-9/9C annual return by 31 December.
Read moreICAI's revised Balance Sheet, P&L, schedule and notes format for proprietorships, partnerships, HUFs, trusts and societies — applicable from FY 2024-25 onwards.
Read moreShort explainers grouped by topic, plus checklists and forms you can download directly.
Form 16, bank statements, Form 26AS/AIS, investment proofs, and last year's return — a quick list of what to gather before your filing appointment.
How the presumptive scheme simplifies compliance for small businesses, who is eligible, and what records to still maintain even without full books of account.
The choice affects which deductions and exemptions you can claim — worth reviewing each year against your actual income and investments.
If your estimated tax liability for the year crosses the threshold, quarterly instalments are due — missing them adds interest under Sections 234B/234C.
The difference between GSTR-1 (outward supplies), GSTR-3B (summary return), and GSTR-9 (annual return) — and which ones apply to your business.
PAN, address proof, bank details, and business constitution documents — what's typically asked for when applying fresh.
Why matching your purchase register against auto-populated GST data each month helps avoid input tax credit mismatches later.
Lower compliance and a flat tax rate versus the ability to claim input tax credit — which suits a small business depends on its customer base.
Unreconciled entries are one of the most common reasons filings get flagged for scrutiny — how a monthly reconciliation habit avoids that.
ICAI's revised Balance Sheet, P&L, schedule and notes format for proprietorships, partnerships, HUFs, trusts and societies — applicable from FY 2024-25 onwards.
How partner capital accounts differ from running/current accounts, and why keeping them separate matters at year-end.
Benefits like priority-sector lending, delayed-payment protection, and easier tender eligibility for registered small businesses.
A quick comparison of liability, compliance burden, and tax treatment when choosing how to structure a new business.
Even non-corporate entities benefit from maintaining basic registers and minutes — a habit that pays off at audit or loan time.
12A registration exempts the trust or society's own income; 80G lets donors claim a deduction on what they give — two separate registrations, often applied for together.
The audit report form for a trust or institution claiming exemption depends on income/receipts thresholds and the nature of registration — filed alongside the entity's ITR each year.
What a scrutiny notice means, typical timelines to respond, and the records worth having ready before the first hearing or online submission.
Existing and new clients can upload documents for GST returns, income tax returns, or any other engagement directly from here — no office visit or email attachment needed.
Sample layout — replace with real client quotes once collected.
Add a short quote here about the client's experience with filing, turnaround time, or support.
Add a short quote here about the client's experience with filing, turnaround time, or support.
Add a short quote here about the client's experience with filing, turnaround time, or support.
These are placeholder cards — swap in real client testimonials (with their permission) before publishing.
Rough, illustrative figures for planning — not a substitute for a full return or professional advice.
The same sequence for every return or statement, regardless of size.
Bank statements, GST data, Tally exports, and prior returns.
Every account tied out to its own closing balance.
Working papers built to current ICAI and departmental format.
Open items flagged for your decision, then it's submitted.
Outward supply and summary GST returns, on the applicable monthly or QRMP cycle.
Filed once books are closed and reconciled for the financial year.
GST registration, amendments, and bank project reports, prepared as the need arises.
Audit report filing for trusts, samitis, and societies claiming exemption under Sections 11/12, alongside the trust's own ITR.
12A/80G fresh registration or periodic renewal, and timely response to income tax scrutiny notices as they arise.
Common questions from clients starting a GST, ITR, or bookkeeping engagement.
Tell us what you need and we'll get back to you.